Life annuities - are they right for you?
As a part of retirement planning annuity income can complement other incomes you are receiving. There are two types of annuities – “life” and “term certain.” Both these types of annuities can be registered and non-registered. This article will outline the details of life annuities and suggest reasons why you may wish to consider them in your portfolio. Learn more.
Managing your retirement funds – RRIFsA comfortable retirement, free of financial worries, is something we all aspire to. The reality, however, is that many Canadians overestimate what they will be worth at retirement and discover, too late, that they have insufficient resources. This scenario can be avoided through proper planning. Learn more.
Choosing your retirement option: RRIFs or annuitiesIt’s an important decision, and one that demands careful consideration. While there are many similarities between Registered Retirement Income Funds (RRIFs) and annuities, there are several key differences that will ultimately affect the kind of retirement you enjoy. Learn more.
Paying down your mortgage vs. RRSP investingWe all know that our own homes are an extremely important investment. We also know that making annual contributions to our RRSPs is very important. If you have surplus cash for investing, which is the more important to work on first? Indeed, one can find experts to support either argument. Let’s examine the alternatives in detail and look at some examples. Learn more.
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