Investing

Tax-Free Savings Account - Save on taxes.

The Federal Government has created a new way for Canadians to save for retirement, house, cottage or anything one may wish for. The new tax-free accounts allows you the freedom to save without the worry of taxation or access to your money. Individuals will be able to save up to $5,000.00 a year in the account starting January 2009.Learn more.

Why mutual funds are an exciting investment

Mutual funds have been in existence for many years and have come in and out of favour with investors through various market cycles. Used as they were intended, as a long term investment, mutual funds make sense for some very good reasons. Learn more.

Income and growth: Two sides to your portfolio

Your investments can provide returns in the form of either income or capital growth. The decision to opt for one source of return over the other normally stems from your tax position, your immediate requirements for cash and your long-term plans. Learn more.

Getting back to investing basics: A 6-step program

Successful investing takes time and discipline. And unfortunately, when markets are volatile, many investors can get off track. At times like these it’s best to get back to basics. By following the six basic principles below, we believe investors can improve their long-term investment success. Learn more.

Investing internationally adds diversification value

Successful investors know the importance of being diversified – having a selected mix of investments across varied asset classes to try and maximize return and minimize risk. In fact, many Canadians practice diversification within their domestic or North American portfolios, but they may be missing what the rest of the world has to offer. Learn more.

Estate Planning

Is your financial plan fully protected?

Planning for the future involves more than investing. Even the largest portfolio can be eroded by unforeseen expenses and tax consequences following an untimely death. The best way to save your family from unnecessary difficulty is to incorporate insurance into your financial plan. Learn more.

Joint Accounts: What you need to know

Establishing a joint account may seem like a great strategy at first glance. However, there are many factors that must be considered before taking this action. This article will explore the use of joint accounts and the related estate planning, control and tax issues and consequences related to these types of accounts. Learn more.

Take control of your estate

For some, estate planning is difficult to think about, let alone engage in. While we understand the vital importance of getting our finances and legal affairs in order for our heirs, few of us make the time. It’s easy to put off — and besides, the term “estate planning” can conjure up notions of greater wealth than we feel we possess. Learn more.

Optimizing risk and reward for business owners

Business owners have a significant opportunity to build financial security for themselves and their families. The trick is to maximize this opportunity while also minimizing risk. Learn more.